Fast. Frictionless

Drive growth with a trusted Pay-In and Pay-Out platform designed for speed, security and simplicity.

Background

Helping forward-thinking businesses move money better

Powering seamless bank payments across high-impact sectors—without the friction of cards.

Built for mobile

We've optimised our mobile flow from end to end—clean, simple, and conversion-ready. No downloads. No delays. Just seamless Open Banking payments, wherever your users are.

Designed for browsers

Whether embedded or hosted, our web flows are built to perform. Give users a streamlined experience that works smoothly across devices, with no passwords or card entry forms.

Launch-ready dashboard

Our intuitive merchant console helps you get started fast—track transactions, view real-time insights, and manage Pay-In and Pay-Out in one place.

A complete Open Banking platform for businesses of every size

Pay In

Let your customers pay instantly and securely from their bank—no cards, no sign-ups, no hassle. GlobalCharge makes it easy to collect funds with real-time settlement and near-100% success rates across the UK and Europe.

Pay Out

Send funds directly to your users' bank accounts—fast, secure, and fully compliant. With Pay Out, you can issue instant refunds, settle balances, or pay winnings, all through a seamless Open Banking flow.

Instant bank payments

Let users pay directly from their bank app—no cards, no registration, no redirect loops. Works across all major UK and European banks.

  • • Instant Pay-In and Pay-Out
  • • Strong Customer Authentication
  • • High approval rates

What we offer

Higher conversion, lower cost

Card payments fail. We don't. Reduce drop-off and grow revenue with higher success rates and better unit economics.

  • • 95%+ approval success
  • • No chargebacks
  • • Real-time reporting

Security built-in

All payments are authenticated by the bank using biometric or secure login—meaning less fraud, fewer disputes, and full compliance.

  • • FCA-regulated
  • • ISO27001-ready architecture
  • • User-initiated, verified payments

Simple, flexible integration

Integrate via API or drop into your stack with our prebuilt SDKs and UIs. Hosted or embedded, custom or off-the-shelf.

  • • Full developer toolkit
  • • Real-time status updates
  • • Dashboard for control and insight

Built for modern use cases

  • • High-volume Pay-In and Pay-Out
  • • One-off and recurring payments
  • • Payment links and QR journeys
  • • Refunds, partial refunds, and reconciliation
  • • Variable Recurring Payments (VRP-ready)

Why it
matters for
your business

GlobalCharge has been around since 2007—making us one of the most experienced teams working in Open Banking today. We've seen the payment landscape evolve, and we've built our platform to meet the real needs of modern merchants. Faster settlement. Lower costs. Fewer chargebacks. Better customer journeys.

If you're exploring Open Banking or want to improve how you handle payments, we'd love to hear from you.

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